Tag: Insurance

Semi Truck Insurance

What You Need to Know About Semi Truck Insurance

Congratulations! You've acquired a commercial truck. Now that you are an owner-operator, you're ready to hit the road. Before you hop in the cab, you'll want to find the right semi truck insurance policies to protect you from unexpected costs down the road. There are many types of trucking insurance to consider. Types of Commercial Truck Insurance Primary Liability covers the damage that might...
Cell Captives

The Benefits of Protected Cell Captives

Knowing your options with commercial insurance can make all the difference toward how you feel about the plan you have selected. Protecting your business depends largely on the industry you operate within and the inherent risks found there. In some cases, this may mean taking a look at alternatives to the conventional options available to you. Protected cell captives, for example, can be a useful...
Tow Truck Operators

5 Common Types of Insurance for Tow Truck Operators

Being a tow truck operator is risky employment, as there are dangers associated with any work done on the open road or with heavy equipment. Just how much towing coverage is needed varies by company, but there are several common elements that are generally required. Liability Insurance Most states have a requirement of auto liability for many vehicles on the road. This is basic coverage that...
General Liability Insurance

The Ins and Outs of General Liability Insurance

As a small business owner, there are several benefits to investing in a general liability insurance policy. This coverage can protect you and your employees from a variety of common risks, and it is frequently required to conduct business with other companies and contractors. When Is General Liability Insurance Needed? Liability insurance is often purchased when starting a small business. It can...
Group Insurance Plan

Selecting a Fitting Group Insurance Plan for Your Business

When it comes to finding the best insurance package for your business, there are several ways to go about the process. Group health insurance can make things even more complicated, as each employee in your business will have unique needs and associated risks. While standard policies might seem like the best fit, it can also be advantageous to pursue alternatives to the norm. One big decision to...
Maritime Liability

Coverage for Boating Operations

The laws that govern the seas and waterways are often different from those that govern businesses in the United States that are land-based. For maritime operations, there are requirements for insurance coverage that apply when vessels are out to see or when in port, and these are designed to address maritime liability concerns in the following areas: Boatbuilding Boat repair Commercial vessel...
Insurance Claims

Types of Insurance Claims

Many states have automotive laws that require all licensed drivers to carry a minimum amount of liability coverage against any damages an accident may cause to another vehicle or passenger. The same protection is what drive homeowners to purchase homeowner’s insurance. Regardless of the type of coverage, you will be selecting from first party coverage or third party coverage. What You Need to...
HILB Group

Insuring Your Commercial Machinery and Tools

If you rely on heavy equipment to help get a job done, malfunctions in the equipment can throw off your completion timeline, delivery mandates, and even create dangerous working conditions. In addition to carrying a commercial property insurance plan that could cover certain damages or injuries, the experts at HILB Group advise that you also secure an industrial equipment insurance policy....
Coverage

Sourcing a Coverage Provider

When you need to find the right liability coverage, it can help to search through an insurance company directory for a provider that carries the services you need. There are many different exposures to be aware of, whether you are a commercial business or an average citizen needing to find car insurance. Choosing a provider that displays a variety of policies within the specific area of coverage...
Arroyo

Understanding Employer Healthcare Insurance

Most employment opportunities come with a range of benefits. In fact, most people look for jobs that come with medical and other insurance options. This short overview will answer the question, what is medical dental and vision insurance so you can have a better understanding of these benefits. How These Benefits Help Employees Why are these policies so important for employees? According to...