Category: Workers Compensation

Workers Comp

How Pay-As-You-Go Workers Comp Can Help Your Small Business

One of the requirements for most businesses is that they have workers' compensation coverage on employees. The premiums for these policies are based on classification and payroll costs, and it is usually estimated at the start of the year. If that results in a cash flow problem for your business, it may be time to consider a pay-as-you-go workers comp policy instead. Premiums Are Based on Actual...
Workers’ Comp Package

How to Get the Most Out of Your Workers’ Comp Package

Providing appropriate benefits is the key to running a successful business in the modern age. Of course, many businesses struggle with determining which package options are best for their needs. Understanding what workers’ comp. option will be a good fit, for example, requires a good amount of research. Taking time in advance to weigh out your options and use helpful resources to narrow your...
social workers

Professional Risks and Protection for Social Workers

Social workers manage risks as a critical part of their profession. They must consider the safety of their clients and balance multiple ethical and moral responsibilities simultaneously. After long days of managing risks on behalf of other people, the last thing a social worker should have to face is a separate set of risks on themselves as a response to their work.  With professional liability...
MANAGING WORKERS’

Common Risks in the Agricultural Industry

If you decide to invest in farming, it is important that you first carry out an analysis of the risks you may encounter. The characteristic uncertainties in weather, harvests, prices, global markets, and government policies may make you reconsider venturing into agriculture. Here is further insight into the common risks the agricultural sector faces. Production Risk There are a lot of factors...
Arroyo Insurance

Why You Need Construction Insurance

Contractors in the construction industry face unique risks, including vandalism, theft, and injury. For that reason, the law requires all construction projects to be covered by insurance, which is designed to protect employees and third-party workers alike. Consider the main reasons why you need construction insurance. Protecting Your Business According to Arroyo Insurance, the right insurance...
HighlandRisk

Important Insurance for Staffing Agencies

Staffing agencies indeed open themselves up for some big liability risks just by providing their services. Essentially, a staffing agency acts as the middle-man between employees and employers. As such, they have responsibilities for both parties. If a mishap occurs in either direction, this can spell bad news for the staffing agency. Fortunately, the right insurance will give you peace of mind...
Temporary Staffing

Eliminating the Confusion With a Temp Worker’s Injury Claim

With temporary staffing centers, there are several moving parts to both management and employment practices that have the potential to cause confusion. As a company contracts with an agency for temporary labor assistance, the employee hired to fill the role reports directly to the company in need but is legally the responsibility of the temp agency. When accidents or injuries occur, the temp...
According to Daniels Insurance

An Insurance Policy That Helps Your Employees and Your Business

"Having an employee injured is a horrible thing, especially if they are injured during the course of completing their duties. Fortunately, workers comp protects your business from lawsuits and also provides support for your employees until they recover. Common Claims and Coverage Limitations When a worker is injured or becomes ill while on the job, it is the responsibility of the employer to pay...