Category: Liability Insurance

5 Steps To Follow After an Employee Injury at Work

If your business doesn’t have a clear process for filing workers comp claims, there is the possibility of injury claims being denied. This could lead to more serious concerns with employees receiving bills for their medical treatments and causing low morale. These five steps should be a part of your procedure if you want to ensure efficiency in the employee benefits process. Steps To Put In...

Covering All Your Bases With Stop Gap Employers Liability

Running a business in the current day and age can be far more complicated than many people realize. Most industries have gone through massive changes in recent years, meaning business owners must take extra steps in order to protect their assets. For example, traditional workers’ compensation policies may not be enough to cover the risks your business is likely to face. If you run a business...

A Short Guide To Law Enforcement Liability Insurance

With all the recent controversy involving claims of law enforcement violence and injustice, law enforcement officers need to be more careful than ever before. It is vital that anyone working in law enforcement takes all the necessary precautions to help ensure that they don't face significant financial damages as a result of a claim. A large part of this protection is having good law enforcement...

3 Things First-Time Home Buyers Need To Know To Purchase Insurance

Purchasing a home is the very foundation of the American dream. Owning a little piece of the world and a nice home built upon it is a life-changing step, but first-time homebuying also comes with an education. One of the things that may be new to you is homeowners insurance. Make it easy by educating yourself about these three things. Coverage Definitions It's a good idea to familiarize yourself...

Supplemental Insurance Options for Employees

To entice talented professionals to join your staff, you should consider offering supplement insurance benefits. These optional coverages are typically provided by the company but are paid by the employee through a payroll deduction plan. Voluntary Insurance Examples Voluntary benefits, also called supplemental insurance, can include items that aren't provided in the general benefits package....

What Is EO Insurance for Financial Companies?

Errors and omissions coverage is an essential form of protection for many professionals, especially those who have a significant duty to the people they serve. Doctors, lawyers, and finance professionals alike need to carry it, although not for the same reason. While it's only one part of the professional liability package in malpractice insurance quotes, E&O for financial companies often...

4 Coverages Typically Included in Ransom and Kidnapping Insurance

While many people in the United States feel a sense of security when traveling, it's not always that way around the world. Key employees traveling for business can find themselves at the mercy of kidnappers who seeking ransom or other payments in exchange for the employee's safe return. This is a very unnerving scenario to consider, but it must be part of a comprehensive risk management strategy....

Getting the Most Out of Your Insurance Coverage

When it comes to taking out insurance for your business, there are plenty of areas you want to pay attention to. For many, a standard policy is nowhere near comprehensive enough to cover all of the potential risks a business is likely to face. In order for you to feel confident in the coverage you select, it is important to take a look at your options and weigh out which are most likely to prove...

A Short Guide To Construction Insurance

All construction projects are extensive undertakings and involve many different people. Everyone in the project from the property owners to the developers and contractors needs to be properly protected by construction insurance. Some types of construction insurance are legally required for many projects and other types are optional or recommended. What Is Construction Insurance? There is no one...

Errors and Omissions Insurance for Ed

America's schools take on a monumental project, educating the young and preparing them at every level for participation in civic and professional life. While many teachers don't realize it, this creates a complex challenge for school boards and administrators tasked with risk management, leading to unique insurance needs. Whether it's extended public liability insurance because of the size of the...