Many companies that have permitted their workforce to start working from home have needed to confront a new set of challenges regarding cybersecurity. Without direct control over individual employees’ workstations, it’s more difficult to apply uniform security policies. Vulnerabilities on individuals’ personal computers and devices may now pose security risks to companies. Businesses may...
As a small business owner, there are several benefits to investing in a general liability insurance policy. This coverage can protect you and your employees from a variety of common risks, and it is frequently required to conduct business with other companies and contractors. When Is General Liability Insurance Needed? Liability insurance is often purchased when starting a small business. It can...
When it comes to finding the best insurance package for your business, there are several ways to go about the process. Group health insurance can make things even more complicated, as each employee in your business will have unique needs and associated risks. While standard policies might seem like the best fit, it can also be advantageous to pursue alternatives to the norm. One big decision to...
As a business owner, your goal is to grow your company and be as successful as possible. To do that, you’ll either need to spend your personal savings or look into financing options that will help you cover the cost of your upcoming projects and improvements. However, finding the right small business financing methods isn’t always easy. You need to know what to look for. Know What You Want To...
One of the requirements for most businesses is that they have workers' compensation coverage on employees. The premiums for these policies are based on classification and payroll costs, and it is usually estimated at the start of the year. If that results in a cash flow problem for your business, it may be time to consider a pay-as-you-go workers comp policy instead. Premiums Are Based on Actual...
Providing appropriate benefits is the key to running a successful business in the modern age. Of course, many businesses struggle with determining which package options are best for their needs. Understanding what workers’ comp. option will be a good fit, for example, requires a good amount of research. Taking time in advance to weigh out your options and use helpful resources to narrow your...
A cyber attack can spell financial ruin for many companies. Not only can it hurt your company financially, but it can sour your reputation. The hotel industry is, particularly at risk. Fortunately, there are ways to mitigate those risks. Why Is the Hospitality Industry at Risk? All businesses have cyber risks. The hotel industry tends to have more cyber risks than most, however. This is because...
Social workers manage risks as a critical part of their profession. They must consider the safety of their clients and balance multiple ethical and moral responsibilities simultaneously. After long days of managing risks on behalf of other people, the last thing a social worker should have to face is a separate set of risks on themselves as a response to their work. With professional liability...
An increasing number of people are working remotely. What was once a convenience has become a necessity that has allowed many businesses to survive physical office closures. With that convenience, however, there are also risks. When you look at working from home from a cybersecurity standpoint, there are several areas of risk that stand out. These include unsecured networks, an increase in...
Floods in Texas are as sure as grazing longhorns and Friday night football games. Except floods are unwelcome and often cause major financial and property damage. Texas private flood insurance is the tool all homeowners need to protect their assets and to give peace of mind. Flood insurance is not a luxury when all you own is on the line. When You Least Expect It The flood that changes your life...
