News

News

Employee Benefits Liability Claims

Protection Against Employee Benefits Liability Claims

Employees who decide to join your company do so in part because of the benefits package you offer. Unfortunately, if someone on your team makes an error that negatively impacts the benefits of an employee, you open yourself up to costly litigation. It's important to plan ahead so you are prepared for issues when they arise. Employee Benefits Liability Insurance EBL coverage protects your company...
Cannabis Grow Op

How To Get Insurance for a Legal Cannabis Grow Op

Insurance for cannabis businesses can be a thorny topic, because many legacy insurers prefer to avoid the industry. Luckily, there are companies that have made legal marijuana grow op insurance the center of their business, and they have policies designed to protect you from all kinds of risk. Traditional crop insurance covers losses due to foreseeable mishaps like extreme weather events, but...
Specialty Insurance

Why Your Cannabis Business Needs Specialty Insurance

The cannabis industry has grown at an unprecedented pace over the past several years. The 2018 U.S. Farm Bill legalized hemp and removed it from the controlled substance list. In addition, more states are legalizing marijuana for medical or recreational use. However, there are substantial risks associated with the cannabis industry. Many of those can be minimized with the right insurance...
Home Care

Medicare Advantage Participants’ Access to Non Skilled Home Care

In 2019, the Centers for Medicare and Medicaid Service ruled to allow supplemental benefits for the provision of home care activities related to daily tasks. This ruling greatly broadened the scope of services that Medicare Advantage participants could access in their homes. A Breakthrough in Care The availability of this vital benefit took so long to come into effect because insurers were...
Insurance Agent

Make an Insurance Agent List Work for You

If you are creating a product aimed at insurance providers, you need a strategy to assist you in targeting this demographic. By working with insurance agent list providers, you can easily develop a list of potential customers and step up your marketing game. Get Information on Specific Demographics Your product may be a one-size-fits-all, or it may be focused on a certain type of customer. If the...
Insurance Lapse

Getting Coverage When Borrowers Let Insurance Lapse

A lender placed insurance policy covers properties to mitigate a loan provider's risk when a borrower fails to get adequate protection. Mortgage lenders can get various coverage types, including hazard and flood policies, to safeguard the uninsured property from potentially costly damage. Lapses may be due to missed payments, non-payment or other reasons. Property Foreclosures A lender will...
HIPPA Violation

The Dangers of a HIPPA Violation

If you manage a healthcare facility, you have to take HIPPA into account. HIPPA is the Health insurance Portability and Accountability Act. It requires that all facilities and providers have safeguards to protect health information. What Are the Effects of a HIPPA Violation? Not only can you face lawsuits due to HIPPA violations, but you could also face fines and penalties from $100 to $50,000....
Construction Sites

Scaffolding Safety on Construction Sites

On any construction jobsite where workers use scaffolding, safety has to be a high priority at all times. Rushing through the process of setting up scaffolding or improper training can result in a serious accident. Here some important things that you should know about making sure that scaffolds are safe. Train Workers Thoroughly Project managers and supervisors need to take responsibility for...
Nursing Home

Top 3 Activates That Present Nursing Home Fall Risk

Those who care for the elderly and disabled in nursing homes know all too well how devastating a fall can be for their residents. Keeping patients safe while providing adequate and compassionate care is a balancing act, so it’s important to keep in mind the three activities most likely to result in injurious falls. Physical and Occupational Therapy Sessions Allied healthcare professionals like...
Workplace Violence

3 Ways to Avoid Workplace Violence

Unfortunately, workplace violence is a fast-growing problem for many businesses worldwide. However, violence while at work can be prevented and reduced when employers and employees are more educated about the subject. Here are three ways you can avoid workplace violence within your company. Offer Preventative Training Violence can lead to many other company problems if not handled properly....