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Protect Your Commercial Equipment With Adequate Insurance

Running a business in the manufacturing industry can easily bring about a headache or two. Due to the nature of your work, you are likely to encounter more high-risk scenarios than other businesses. Thankfully, there are ways to address these potential problems in advance. Taking out an appropriate insurance plan, for example, is an absolute must if you are going to shield your company and your...

5 Steps To Follow After an Employee Injury at Work

If your business doesn’t have a clear process for filing workers comp claims, there is the possibility of injury claims being denied. This could lead to more serious concerns with employees receiving bills for their medical treatments and causing low morale. These five steps should be a part of your procedure if you want to ensure efficiency in the employee benefits process. Steps To Put In...

Top 3 Must-Do Items for a Yacht Storm Plan

The majesty of Mother Nature is never more clear than in the midst of a storm at sea. With the waves soaring, the wind howling, and the clouds blocking the sunlight from view, it can make for some beautiful sights. But storms are dangerous as well, and if you are going to be aboard your vessel during a rough one, you'll want to be fully prepared for the danger you face. Here are three must-do...

What You Should Know About Occupational Injury Coverage

State and federal government agencies require that employers provide some form of compensation in the event of employee injury occurring during the course of the workday. For the most part, workers’ compensation insurance is a go-to for providing medical benefits and wage replacement to employees. However, not all employers can be covered under a workers’ comp program, and occupational...

Carrying Consulting Business Insurance

If you work in the consulting business, you may be interested in carrying insurance to better protect your assets and workers. Consulting business insurance can be highly useful in a number of situations, and ensure fiscal stability in the event of a lawsuit or area of liability. Because consulting firms vary so widely, it is necessary to discuss the particulars of your business with a reputable...

Basic Coverages of Crime Fidelity Insurance

Protecting your business from fraud is a top priority, and there are many measures a company can take to prevent or detect fraudulent activity. Careful auditing protocols and comprehensive bookkeeping are two such measures. A thorough audit can stop a theft scheme in its tracks and eliminate further losses. But ultimately, you need to be insured against such damages. And thankfully, there's an...

Covering All Your Bases With Stop Gap Employers Liability

Running a business in the current day and age can be far more complicated than many people realize. Most industries have gone through massive changes in recent years, meaning business owners must take extra steps in order to protect their assets. For example, traditional workers’ compensation policies may not be enough to cover the risks your business is likely to face. If you run a business...

What Is Business Cyber Insurance?

Ransomware attacks are on the rise. In fact, 2021 saw over a 100% increase in ransomware over the prior year. Colonial Pipeline paid its hackers $4.4 million. The median cost of ransom has gone up to nearly $80,000, even for small businesses. Without cyber insurance, a ransomware attack could mean the end of your business. Here's what you need to know about this coverage. How Do You Get Cyber...

A Short Guide To Truck Insurance

If you are a truck driver or use trucks as part of your business, it is important that you take precautions against all the possible risks you face. A big part of this risk management is having good truck insurance. What Is Truck Insurance? Commercial truck insurance is a type of insurance coverage that is designed to protect against a variety of common risks that trucks are exposed to on a daily...

Commercial Property Coverage, the Basics

When starting a business, there are several things to consider, including the need to get commercial property coverage. It pays for the repair and replacement of specific business assets in the event of a covered event such as fire, theft, or vandalism. It's especially critical because many small firms and startups don't have the funds to replace what they need to stay in operation. What Does It...