As a business owner, you rely on your employees every day. Without them, your business wouldn’t be as strong and you’d be forced to handle every aspect of your operation on your own. The more you can protect them on the job, the better off your company will be. No matter what industry you’re in, workers’ compensation coverage is the easiest way to protect your team anytime they’re on...
Cybersecurity attacks have unfortunately become more common as technology has expanded in recent years, leaving personal information potentially vulnerable to hackers. If you have a high net worth and you’re worried about what measures you can take to protect yourself, learning about high net worth cybersecurity insurance could be a helpful first step. Find Thorough Coverage One straightforward...
There are many potential risks that marinas and yacht clubs encounter. Often these uncertainties range from physical loss to other liabilities that expose them to unnecessary harm. Here are three ways to prevent yacht club risks and protect business assets. 1. Select the Proper Coverage There are many yacht club coverages available, which is why it’s essential to find one that suits your needs....
As an accountant, your client’s finances are in your hands. This is a big responsibility and if you make mistakes, you could be liable for the outcome. Therefore, it is so crucial to have liability protection for accountants. Here are two reasons why you should not forget the coverage. Third-Parties Want Compensation Unfortunately, it is not rare for an accountant to face a lawsuit by a...
Each state has its own set of workers comp rules and regulations. New Jersey is no exception. in fact, the state requires coverage for most entities doing business within its borders. When you manage a business that is located or operates in the state, it is important to perform research into who must carry workers comp in New Jersey. What NJ Businesses Must Carry Workers Comp Coverage? New...
Congratulations! You've acquired a commercial truck. Now that you are an owner-operator, you're ready to hit the road. Before you hop in the cab, you'll want to find the right semi truck insurance policies to protect you from unexpected costs down the road. There are many types of trucking insurance to consider. Types of Commercial Truck Insurance Primary Liability covers the damage that might...
Knowing your options with commercial insurance can make all the difference toward how you feel about the plan you have selected. Protecting your business depends largely on the industry you operate within and the inherent risks found there. In some cases, this may mean taking a look at alternatives to the conventional options available to you. Protected cell captives, for example, can be a useful...
Being a tow truck operator is risky employment, as there are dangers associated with any work done on the open road or with heavy equipment. Just how much towing coverage is needed varies by company, but there are several common elements that are generally required. Liability Insurance Most states have a requirement of auto liability for many vehicles on the road. This is basic coverage that...
Many companies that have permitted their workforce to start working from home have needed to confront a new set of challenges regarding cybersecurity. Without direct control over individual employees’ workstations, it’s more difficult to apply uniform security policies. Vulnerabilities on individuals’ personal computers and devices may now pose security risks to companies. Businesses may...
As a small business owner, there are several benefits to investing in a general liability insurance policy. This coverage can protect you and your employees from a variety of common risks, and it is frequently required to conduct business with other companies and contractors. When Is General Liability Insurance Needed? Liability insurance is often purchased when starting a small business. It can...
