Month: August 2021

What Is Business Cyber Insurance?

Ransomware attacks are on the rise. In fact, 2021 saw over a 100% increase in ransomware over the prior year. Colonial Pipeline paid its hackers $4.4 million. The median cost of ransom has gone up to nearly $80,000, even for small businesses. Without cyber insurance, a ransomware attack could mean the end of your business. Here's what you need to know about this coverage. How Do You Get Cyber...

A Short Guide To Truck Insurance

If you are a truck driver or use trucks as part of your business, it is important that you take precautions against all the possible risks you face. A big part of this risk management is having good truck insurance. What Is Truck Insurance? Commercial truck insurance is a type of insurance coverage that is designed to protect against a variety of common risks that trucks are exposed to on a daily...

Commercial Property Coverage, the Basics

When starting a business, there are several things to consider, including the need to get commercial property coverage. It pays for the repair and replacement of specific business assets in the event of a covered event such as fire, theft, or vandalism. It's especially critical because many small firms and startups don't have the funds to replace what they need to stay in operation. What Does It...

A Short Guide To Law Enforcement Liability Insurance

With all the recent controversy involving claims of law enforcement violence and injustice, law enforcement officers need to be more careful than ever before. It is vital that anyone working in law enforcement takes all the necessary precautions to help ensure that they don't face significant financial damages as a result of a claim. A large part of this protection is having good law enforcement...

How To Find the Right Boat Insurance Policy

Whether you love to spend time racing a sailboat across a lake or relaxing with friends on a pontoon, you need to secure the protection of yourself and your watercraft. The right general boat insurance policy can provide the right coverage to give you peace of mind. Assess Your Vessel The rates and type of coverage available can depend on the features of the watercraft, such as: Value Size Age...

How Electronic Data Insurance Protects Your Business

In a heavily computerized age, the importance of protecting valuable business data is paramount. Whatever kind of business you operate, chances are computer data is an integral part of tracking finances, customer or client information, orders, payroll, and much more. In the event of a system crash or otherwise-occurring data loss, electronic data insurance will ensure you're able to recover...

3 Things First-Time Home Buyers Need To Know To Purchase Insurance

Purchasing a home is the very foundation of the American dream. Owning a little piece of the world and a nice home built upon it is a life-changing step, but first-time homebuying also comes with an education. One of the things that may be new to you is homeowners insurance. Make it easy by educating yourself about these three things. Coverage Definitions It's a good idea to familiarize yourself...

Taking Out the Right Policies for Your Business

There are plenty of issues to remain mindful of when you’re a business owner. In order to see the best possible results from all of your hard work and effort, you want to dedicate time and energy to review your options for insurance. The right policy can make all the difference when it comes to protecting your brand and your assets from the unknown. This is especially true if your company deals...